The forms in this post are the forms for the Total and Permanent Disability Discharge (TPDD) for any PRIVATE LOANS that you may have with Navient.
Again, these forms are for PRIVATE LOANS, not federal.
Once you have filled out the first two pages, give the last two pages to your physician to fill out so they can verify your disability.
Once completed, send the forms to Navient, but write: ATTN: Office of the Customer Advocate, in order to get the forms to the right place.
Also send any medical files that show your disability, hospital visits and medications list are helpful. You also need to list when your disability got worse and made you unable to work.
These forms CANNOT be found on the Naviet website. I have spoken to over a dozen Navient employees over the phone and ALL of them have told me that these forms do not exist.
But they do and I’m sharing them with you. I had to render these pdf files to jpgs, sorry for any blurriness. I hope the forms help.
There is something else you should know, while the Federal TPDD does forgive the loans, the forms for the PRIVATE LOANS, posted below, may not. They may just “modifiy” your loan payments so you will still owe. Read the fine print and decide for yourself.
Also, don’t expect them to grant your TPDD right away. Keep submitting the forms until they do, they will find any reason to not grant your request.
I had $60,000 in Federal Loans forgiven, but Navient refused to grant forgiveness for $40,000 for the Private Loans.
Navient will do anything it can to make you pay even when you can’t. Keep fighting. Keep sending the forms. I hope your request is granted.
I’m still fighting for my TPDD on my Private Loans and it’s been years, but I’m not going to stop fighting. I do not recognize this debt as mine, it was created by a for-profit college that did so without my consent and then went out of business, leaving me with a giant bill that I can’t pay and no degree. So, I’m fighting until the day I die.
Best of luck.