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Startup Showcase: Vacayo is a landlords best friend

After moving for a new job, Lorenzo decided he was tired of renting and wanted to become a . Thanks to OHFA’s down payment assistance, he was able to find his dream home in , Ohio.

There's no such thing as too many cushions or too much art in this flat 🏡 Will never tire of this place being my home ❤. . . . . . . . . . . .

Pest control is nothing to cry about. We know it can be frustrating but we also know that with the right skills, knowledge, and experts your frustrations can be resolved. Just let us help!

426 Comanche🏡This adorable home is just a few blocks from OU campus corner & downtown Norman. Beautiful wood floors & an updated kitchen wait for you

Working on this stormy yet light "Tempest" today. This backsplash is going to make some very happy! Tempest is in Opal, Quartz, Pearl, Absolute White, and Moonstone Sea Glass 🌊

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Tips for your new house

1. Sometimes the windows will be closed when you left them open. Open them again.

2. Sometimes the windows will be open when you left them closed. Close them immediately and don’t leave the house again tonight.

3. If your power cuts off, use a candle and not a flashlight to find the breaker. They are attracted to artificial light.

4. If a young girl by the name of Molly knocks on your door and asks for directions, slam the door in her face and close all your blinds. Otherwise, she will have no mercy.

5. If Molly appears on your couch, leave the house. It’s no longer yours.

6. Leave out food at night. They like chicken.

7. Never, ever, give them thyme.

8. They will leave you small gifts in exchange. These gifts might be coins or dead animals, but always remember to accept them. You may anger them if not.

9. If the neighbours all turn off their lights at once, do the same. You do not want to stand out when they arrive.

10. Always keep an antique key in your pocket. You never know when they’ll show you which door to use.

11. If a small black kitten approaches you with yellow or green eyes, it wants to be your new companion. If it has blue, run. They are coming.

12. If you linger too long with the lights off, they will get upset. The light is your time. The dark is theirs.

[100DOP | 33&34/100]

Monday was killer, in a good way.

  • Did sooooo much at work
  • Hit a barre class after work
  • Wrapped up season 1 of Chilling Tales of Sabrina on Netflix
  • Cleaned house

Tuesday was also very productive in many other ways:

  • Got quite a bit of homework done, and I’m certain both of my courses will be amazing (went reeeeeal deep down a rabbit hole of diacritics - blame the Phoenician alphabet)
  • Had the furnace repair folks out, got a quote for a new furnace, will be installed on Friday. It’s a huge chunk of money that decimated our emergency savings, but it’s necessary - our current furnace is 35 years old, running at 60% efficiency. New one will be 95% efficiency.
  • Started cleaning/organizing basement near furnace so the repair folks can work on Friday
  • Took a luxurious-ass bubble bath with a Lush bath bomb so glitterful I felt like a damn mermaid

I’m having trouble winding down for bed, but hoping that some stretching, rain noises and cat snuggles will help me drift off soon.

What are the benefits of FHA? 

 1. To apply you must have a credit higher than 620 points. This requirement is indispensable in today’s market and only lenders qualify clients below this score. If you do not meet this requirement does not be discouraged. Local lenders have other options for you, although at a higher cost to your pocket. 

 2. In some cases, you can pay closing costs. The FHA allows sellers, builders, and lenders to pay some closing costs of buyers such as property appraisal, credit report or expenses associated with the title company. For example, a developer may offer to pay your closing costs as an incentive for you to buy your new home. 

 3. Not all lenders approved by the FHA offer the same interest. This is a very important fact that you should know. Even if it is the same type of FHA loan, the different lenders of the community may have different interests, so it is important that you investigate before taking any definitive step.

 Thanks to all these and more advantages it is time for you to encourage yourself to take an FHA loan for your first home. It’s time for you to be an owner and stop paying another’s mortgage.


George Fraser has been speaking for years on Black wealth. Prime example of why we need Black men and women to have skills applicable in the real world to solve real world problems. Many of us know about the game but majority us don’t know how to play the game.
#TheKeys #blackwealthrenaissance #BWR #buyblack #generationalwealth #financialliteracy #financialfreedom #groupeconomics #supportblackbusiness #financetips #landlord #homeowner #homeownership #blackbusiness #webuyblack #blackhomeownershipmatters #blackexcellence #blacksuccess #hustle #taxes #realestate #realestateinvesting #blackinvestors

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What is God’s “Best and Final?”

Brandon and I are house hunting. So far, I’ve learned it can be an exhilarating and surprising pursuit, filled with adrenaline rushes and natural highs of the highest state. I’ve also learned that it is heartbreaking, tormenting, discouraging. It can fill you with hope, and it extends doubt an invitation to consume you.

Was I naïve to think I could win a dream?

I’m putting everything I have into this process.

This home felt like ours.

What happens to the phantom kids I saw running circles around my kitchen

and leaving greasy fingerprints on whitewashed walls?

For months we’ve searched online for the perfect starter house—a fixer upper, something we could craft, together. Something to illustrate how brilliantly the two of us have come together as one, over the past two years. The perfect house would emulate our creative flair, marry our talents and interests, and discipline our disputes into healthy resolve. It would serve as a testament to the solid foundation of our marriage.

When I was a kid, I read a book about a girl who wanted to buy a horse. Her father warned her not to fall in love with the first horse she saw, to really keep her options open for the absolute best. I don’t remember the story; I just remember she fell in love with the very first one.

I had a similar, but reversed experience while wedding dress shopping. I had ideas of what the perfect dress might be. If you know anything about internet expectations versus reality, you won’t be surprised that I quickly displaced my internet-dream pile and nervously gathered gowns I’d never considered. On dress number seven, I found “it.” The dress was flared, regal. It had gold filigree down the bodice, and made me feel like a princess out of place. It just wasn’t mine. It wasn’t white, the bold color of a pure bride waiting to be given away for the first and final time.

Discouraged, I unclenched my fingers from the fabric of quinceañera fantasies, and took one glance at the remaining dress in my changing room. “Okay, God. This is it. If I’m not meant to buy the ‘Golden Grandeur,’ you better let me know.” I prayed with my eyes shut as I laced myself into the satin mermaid ensemble. It was only when I opened them before the mirror that I found myself in the dress I would stain with ocean waves and sand on a windy November day, next to my very best friend. In that moment, the “Golden Grandeur” became a frock.

Six houses fit into the palm of my hand on the first Saturday of our very own hunting season. Like my dresses, two of the houses were at the top of my radar, and I saved them for last. The first of the two felt large for such a small family. The second was probably the scene of inspiration for Poe’s “The Pit and the Pendulum”—definitely not a home. There was one final listing in our pile of possibilities. Nobody could remember how it got there—neither my husband nor the realtor remembered adding it to our list. We walked in, and I immediately felt taller, supported perhaps by Cinderella’s slippers. It was a perfect fit.

For days, I envisioned gatherings with our closest friends, the space most conducive for our cat to play, and I dreamed of babies mixing cookie batter in my kitchen beside me. When I think about that house, I can still hear the laughter that would fill its walls, and feel the warmth that would sink into the carpets on holiday evenings. We put in our first offer, below asking price, but reasonable. Two hours later we were told that multiple offers were submitted and the realtor needed our “best and final offer” immediately.

We scrambled to determine what the house was worth, to us. Was it worth playing conservatively, and avoid betting against ourselves? Was it worth paying more than we should in hopes of securing a glorified dream? In those moments of insecurity, I embraced God fiercely.

I prayed our future house might be one that serves Him—one filled with memories and laughter, joy and growth. If this house wasn’t for us, wasn’t productive to his ministry, I didn’t want it. We settled on our “best and final offer,” and surrendered the outcome.

We waited anxiously for the next 48 hours. God showed up in those moments. He reminded me who he is and what he’s done. He reminded me that the couple who lands in that house might not have half the marriage of my husband’s and mine. The buyer might not have the trust in his realtor that we do. Any structure we call our home will be our place of refuge. Any walls can be used for hide and seek and messy finger paintings when God has placed it there. I was not in control of my temporary situation, but the God of my final destination would provide. There were many factors surrounding the situation that could result in a loss for us, but God constantly lifted me with the notion that even to lose this house was to gain.

God isn’t like us. He doesn’t give his best and final offer just once in a scared attempt to convey his commitment to us. God promises his best and final offer, daily. In the beginning he extended the best and final offer when he chose to create us—God didn’t need companionship, and yet he chose to uniquely design and keep us for his own. When we made a mess of creation, he didn’t have to save us from ourselves or from the broken world of our establishment. Still he sent his best and final offering through Christ Jesus to break every chain. In the real estate world, “best and final” means “Where do you draw the line?” God’s answer is always, “I don’t.” When we surrender our desires to his will, we find that the only best and final offer of value in this world is not of this world—it is the ultimate resting place in our savior.

Dreaming of Maine...

I’ve been thinking about Maine a lot lately.  Did you know if you move to Maine they will help you pay off your student loans?  I don’t have much in student loans but still, it’s not nothing.

There was a book I read back in grade school that I know took place in Maine.  It was about a little boy or little girl on holiday visiting their grandma maybe, and their grandma could do cartwheels in the yard and they thought the librarian was sooooo pretty and there was a little girl they made friends with that had a book named after her.  I think her name was Mitzy.  The main character was upset because they couldn’t find the same book specified for their name.  That’s all I can remember.  The only other books I can remember taking place in Maine would be the Stephen King books I’ve read.

Anyways, I’ve been looking into it.  The cons would be it would be much colder than I am used to, and they get what’s called Nor-easters that blow in and freeze everything.  Although the worst of the pictures I’ve seen have been in Michigan, and they’re not even on the ocean.

Does anybody else have anything against lakes?  I know the great lakes seem so big they might as well be oceans, but I know they’re not.  Lakes are gross with the way they turnover and not really having a filtration system.  The ocean is so vast and wonderful I feel like it will be the hardest part of leaving the bay area.  A proximity to the ocean is soothing to the soul. I think there’s a saying that the more inland you are the crazier you seem.  That’s probably problematic but it’s honestly got some truth to it.  I know some people who have never seen the ocean before.  Then again there’s some people who have never seen mountains before.  I’m fortunate enough to see both on a fairly regular basis.  On my drive to my uncle’s house in Yuba City I see the shortest mountain range in the world, and Idaho is bordered by the Rockies. I grew up in a valley, so sometimes it’s hard for me to tell the difference between hill and mountain and canyon wall.  Hell’s Canyon has some of the deepest canyons in the world.

None of this really has anything to do with moving or houses, but I was looking into Maine as a potential moving spot.  It’s only slightly more expensive than Idaho, and you can get a beautiful house that was made in the 19th century or later and renovated recently, which is right up my alley.  I’d either like something brand new or old but refurbished.

My mom was telling me about some new developments going up in Lewiston near the new high school.  They are really cute little places where you pay a certain amount to go on the waiting list, like seven or eight thousand, and then you make decisions about the layout and design and furnishings in the house based on the selections they have available for you.  Everyone is pretty much in coordination with everyone else, but the neighborhoods look really cute and it seems like a really nice starter home.  I’m on vacation for the holidays right now and we drove by the other day, it was nice.

I spent last night gazing wistfully at lighthouses and old colonial homes. I would definitely need to visit Maine before just deciding to move there, but I think I can arrange that visit in the next couple of years.

My budget hasn’t been going great with all the travel and holidays.  I’ve kind of just been going off the rails again and told myself I’d start fresh with the new year.  That’s going to be my new year’s resolution, along with trying to read the top 100 books of all time.  I’m still researching which list I think is best.  Obviously different articles have different opinions.  Right now in the running is BBC’s list.  My goal is to emerge in 2020 debt free, and a hell of a lot more knowledgeable.  I’m keeping a journal, going to use Goodreads, and probably blog here about my success.

My intent is to blog daily here starting with the new year.  We’ll see how it goes!

Happy New Year y’all!


Second video on my review of the WORX / Axis @worxtools 20V cordless reciprocating & jig saw. This time focusing on the jigsaw feature. What I’d expect from a jig this saw provides. Clean cuts (of course a new or decent blade help) ripping or crosscutting. I really enjoyed the blower on this which I feel is better than most higher end brands. This jigsaw is aimed at the DIY homeowner or starting out maker looking to get two tools in one for a cost effective price. For a full review be sure to check out my blog (link in Bio) as well you’ll find a discount code and free shipping should you be interested.
Full disclosure this is a #sponsored #ad post.
#worx #worxtools #worxaxis #toolreview #jigsaw #reciprocatingsaw #diy #maker #yeg #yegmaker #diyer #doityourself #saw #review #homeowner #home #tools #garage #budget #canadiantire #lowes #woodworking #woodworker #dowoodworking (at Sherwood Park, Alberta)

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Home For The Holidays: Safaree Purchases His First House! Congrats! 🏡🎁💗🍦 #Safaree #Homeowner #Congrats

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