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Need to break my $pending habits

I really need to get an SD to pay off my credit card in full soon… I hope the guy I’ve been posting about recently, Cap, can do that eventually, but obviously I have to wait and see how things pan out.

I put at least half of what he gave me towards a credit card payment. 

I still have about $8000 debt, which is fucking stupid. Do not get a credit card! Or only use it for emergencies. And have a limit. I should not have to live under this much stress knowing that I’m so deep in debt and would not pay it off any time soon at all with my own money. I wouldn’t even be able to pay it off in full in the next year given how much I work when university is in session. 

Anyways! I bought a few things from luxury consignment stores that I’m in love with. A Prada jacket ($60 CAD), Givenchy bambi sweatshirt ($175 CAD), and Versace mini dress ($105 USD). The sweatshirt especially blew my mind because I’ve seen it listed online only in the $1040-$1375 USD range. And then I ordered a Louis Vuitton swimsuit ($200 USD) online too. 

All that amounts to $480 USD.

For reference, I got $2500 USD from Cap when I saw him last week.

But anyways I really need to calm down with the spending. I need to learn how to budget. I need to not use my credit card. Easier said than done! 

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Dipen Bhalani Ph🔴tography
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Please for the love of God stop low-balling your prices if you freelance any service

This is what happened to me this week:

A potential client approached me, asking me what my rates were for a project. I told them. My rates are pretty average, I don’t charge too little for this type of service and I’m not charging higher end because I know the monetary value of my output for this service at the time of the request. The client disappears from my inbox, never to be seen again.

I guarantee you if I told them my rates were minimum wage or God forbid less, they wouldn’t have disappeared on me. Service providers that seriously undercharge for their work is HURTING the community. You are doing a huge disservice to your own work and ACTIVELY HARMING those offering perfectly reasonable rates for the service provided.